Terms & Conditions
Last Updated: October 2026
1. Nature of Services
United Financial Services operates as a professional financial services and car-loan assistance business in Mathikere, Bangalore. We assist individuals and businesses in understanding loan options, gathering necessary documentation, and coordinating with potential lending institutions. We do not operate as an independent banking institution or credit underwriter.
2. No Guaranteed Approvals
Submission of an enquiry or loan application through United Financial Services does not constitute guaranteed loan approval or guaranteed disbursement. Loan eligibility, final interest rates, processing fees, credit limits, and terms remain at the sole discretion of the respective lending financial institutions.
3. Accuracy of Applicant Information
Applicants are solely responsible for ensuring that all information, documents, income declarations, and vehicle details submitted are authentic and truthful. Providing false information may lead to rejection by lending partners.
4. Interest Rates and Calculations
Interest rates displayed on this website (such as 8.5% p.a. flat rate or 14.5% p.a. reducing rate) and EMI calculator calculations are indicative. Final rates and repayment structures are subject to applicant credit evaluation and lender loan agreements.
5. Governing Law & Jurisdiction
These terms and conditions are governed by the laws of India. Any disputes arising out of the services of United Financial Services shall be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka.